Disclosure
ELECTRONIC SIGNATURES IN GLOBAL AND NATIONAL COMMERCE ACT NOTICE
To apply for this payday advance, you agree to use documents in an
electronic form. "Electronic form" means displayed on a computer
instead of printed on a piece of paper (although we encourage you to
print and save copies of our documents from your computer), and sent
back and forth by computer instead of by mail or private courier. That
includes the application form and the payday advance agreement if approved,
although we may require at times paper copies of certain documents.
You must also agree to accept any notices and disclosures in electronic
form, including disclosures required by the Truth In Lending Act and
other laws. You may not request paper copies of any of these documents
prior to approval of this transaction. Once approved, we will send you
electronic or paper copies of the documents used in your payday advance
transaction, but only if you request them in an e-mail sent to , in regular mail sent to Zarvad III dba My-payday-loans.net, Centro Colon,
8 Avo Piso,officina 8-4, San Jose, Costa Rica, together with a list
of the specific documents requested. BY SUBMITTING A PAYDAY ADVANCE
APPLICATION YOU AGREE AND CONSENT TO THE USE OF ELECTRONIC DOCUMENTS
AS DESCRIBED IN THIS NOTICE.
You have the right to withdraw your consent to use electronic documents
at any time. You may communicate your decision to withdraw consent by
e-mail to support@My-payday-loans.net, or in regular mail sent to Zarvad
III dba My-payday-loans.net, Centro Colon, 8 Avo Piso, officina 8-4,San
Jose, Costa Rica. The notice will be effective when we receive it. However,
your notice will not affect the validity or enforceability of any documents
provided in electronic form prior to the notice, and will not in any
way affect our rights under the payday advance contract to send an electronic
instruction to your bank to withdraw funds from your account to settle
the account. We will send paper documents to the address listed in your
application unless you instruct us otherwise in your request for documents
or notice withdrawing consent.
There will be no charge or fee for providing paper copies of documents
relating to your payday advance if the total pages do not exceed ten
(10) and you do not request a paper copy of any particular document
more than once. A request for documents totaling more than ten (10)
pages or for a particular document more than once will result in a charge
of twenty-five cents (25) per page for all pages, paid in advance.
Your consent applies to all documents, notices and disclosures relating
to this payday advance transaction, and any subsequent payday advance
transactions with us, including this notice and all agreements to extend
the due date of a payday advance or to renew a payday advance.
The minimum requirements for your computer equipment and software to
view, print, send and receive electronic documents used in our program
are the following: At minimum, a Pentium 100 or equivalent processor,
32 megs. of ram, 2 megs. of free space on your hard drive, 56k modem
or similar device, attached laser or ink jet printer and a java enabled
browser.
I agree to allow an information search of the Teletrack, Telecheck,
and/or similar national databases. Teletrack, Telecheck, and similar
databases are national databases of consumers, and contain information
about transactions with lending, or credit related institutions.
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We at My-payday-loans.net are committed to getting you as a customer
to try our fantastic service. In order to achieve that, we are offering
a one-time free loan offer to all new customers.
The process is simple. Apply for a new loan for 100.00, 200.00, or
300.00 dollars. If you are approved, we will waive* the finance charge
for one pay period WHEN YOU DECIDE to pay the loan off. You do not necessarily
have to pay the loan off on your first due date. However, if you pay
off your loan on your FIRST DUE DATE you only pay back what you have
borrowed, PERIOD!
*In order to obtain a waived finance charge, you must submit a payment
request online.